Simple and efficient

Excellent interface for the proven “envelope system” method to budgeting. Two additions that would make this program perfect is the ability to give some categories an ‘annual’ allotment as opposed to only monthly, and to have the "option" for residual money to be carried over from one month to the next (the latter would easily solve the first complaint). User note; if you would like to put a ‘deposit’ into a category (maybe because you recieved unexpected additional income, etc ) you must put it in the transactions as a negative (ex: -$100 ), because any positive numbers are withdrawn from the said category… simple concept anyone might figure out, but just thought I’d take the potential guesswork out of the dilemma.

Mme.Abigail about Personal Budget